Managing your money can be a source of worry, anxiety, and stress. However, creating a budget can help you feel more in control of your finances and reduce these negative emotions.

Creating a budget is a good way planning how you want to spend your money, but that's not where you want to start. Instead, start with what you are spending today, understand how you have been prioritising, and make changes from there.

Money can be a tricky thing to manage, but understanding expenses can help you stay in control of your finances and make better purchasing decisions. So, let's dive into the world of expenses!

Understanding the different types of income can help you better manage your finances and make informed decisions about your spending. Let's take a closer look at the most common types of income.